If you have a mortgage loan from U.S. Bank, then this article will guide you on how to pay off your mortgage. To make a US Bank Mortgage Payment is not quite difficult as there are various US Bank Mortgage Payment options available through which you can make your payment.
US Bank, ranked 7th on the list of largest banks in the United States, provides personal banking, business banking and wealth management services and, also mortgages. See below how to pay your Mortgage with US Bank.
US Bank Mortgage Payment Online
You can make your mortgage payments online by logging into your U.S. Bank account. You can also view a digital statement and manage your account options online.
US Bank Mortgage Payment by Mail
Once your mortgage loan is in U.S. Bank’s servicing system, you will receive a monthly payment statement similar to a credit card statement. This will show a payment address of St. Louis. Payments that are mailed should be sent to this address once the monthly statements are received. If you have not yet received a monthly statement, you can send your payment to:
U.S. Bank Home Mortgage
P.O. Box 468002
Bedford, OH 44146-8002
US Bank Mortgage Payment In Person
You can pay your mortgage bill in person at a U.S. Bank branch. And your loan number will be required in order to complete this transaction. Simply visit locations.usbank.com. to locate any bank branch nearest to you.
US Bank Mortgage Payment by Phone
You call the customer service representatives at 800-240-7890 as from Monday through Friday, 8 a.m. to 9 p.m. EST. to make your payment over the phone. By calling the representative, you will be assisted with making your payment.
US Bank Mortgage Repayment Options
Mortgage payments are made monthly, but you can adjust your repayment plan to one that works for you via your online U.S. Bank account. You can also speak to a loan specialist at the U.S. Bank mortgage phone number, 800-365-7900, to explore your options if you are defaulting on payments.
If you have fallen behind on payments but want to retain your home, U.S. Bank offers several options:
- Repayment plan: This allows you to pay your regular monthly payment plus additional funds that are applied to past-due amounts. Payments are spread out over an agreed-upon period of time.
- Hardship loan modification: This option allows you to roll interest and escrow shortage from delinquent payments into the existing loan. You could be qualified for a reduction in your loan interest rate to extend the loan.
- Partial claim: With this option, funds are advanced to bring your mortgage current, and a second lien is held on your property in the amount of the advance. Your delinquent payments are due once the first mortgage ends.