Best Life Insurance Companies in United States

If you are looking for the Best Life Insurance Companies, and you are not sure if you are getting the best company for your current specific situation, search no more. Here are list of insurance company that best meets their specific needs at any point in time.
Having coverage, with the right type of life insurance, shows that, you love and care about the most well being, and also be able to move forward financially.

Why Choose the Best Life Insurance Company for Your Coverage?

Choosing the right and the best life insurance company for your needs is essential. There are many insurance companies to choose from, and each of them offers a unique blend of products and services. But that is not all, the deal is that how you can  So, how can you tell very best companies for your specific coverage needs and goals.

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The good part of it is that after our research, we hava come up the best life insurance companies. So no need to wast time researching on which insurers to lean towards.

Best Life Insurance Companies in United States

Haven Life

Whenever you want to get term life insurance with the least hassle and faster, then walk up to Haven Life company.

Heaven Life Insurance Company approves your coverage in less than 20 minutes of your complete application online. The best part of it is that even people up to age of 65 can qualify for a policy, and their coverage starts immediately. Their do not offer any permanent life insurance coverage, rather their focus on term life insurance products.


American International Group (AIG) is yet another Best Life Insurance Companies in United States. With more than 95 years of experience, AIG has over 90 million clients in more than 100 countries, and their are rated world’s largest insurance organization.

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AIG insurer offers a wide range of insurance products to choose from, including term, whole, universal, index universal, and variable universal life insurance.

Banner Life Insurance

Founded in 1949, and currently it holds approximately $415 billion in premiums in force. They lead in area of both products offered, and stellar customer service as well. Banner Life, being one of the best life insurance companies in United States and at large has received high ration from many agencies. Their include:

  • A+ from A.M. Bestan
  • AA- from Standard & Poor’s
  • A from Fitch Ratings
  • A+ from the Better Business Bureau


Prudential is a large insurer and financial company with over 140 years of experience that has helped both individual and business clients to grow and prosper financially. Currently, the firm has approximately $1.160 trillion in assets under management.

Their offer different policy options, which include both term and permanent coverage. Also their have obtain a high rating from different life insurer ratings agencies. They include:

  • A+ from A.M. Best
  • AA- from Standard & Poor’s
  • A1 from Moody’s
  • An A+ rating from Fitch Ratings.

Met Life

Met Life provide different policy options such as term, whole life, universal, variable, and survivorship plans. Met Life holds a leading market position in both the United States and across the world, making them one of the leading global providers of life insurance and annuities.

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With over 140 years of experience, Me Life has received a high positive ratings from the ratings agencies like: an A+ from A.M. Best, an AA- from Fitch, an Aa3 from Moody’s Investors Service, and a AA- from Standard & Poor’s.

Genworth Financial

Genworth Financial was founded in 1871, and currently their possesses over $100 billion in assets, with more than 25 operations in different countries worldwide.

Best Life Insurance Companies in United StatesTheir life insurance product includes: term life, whole, guarantee universal, and index universal life plans. Genworth has earned top ratings from A.M. However they are currently under review by some other ratings agencies.

New York Life Insurance Company

New York Life Insurance has rapidly built up its assets under management to over $425 billion with 170 years of experience. They offers policies which includes term, whole life, universal life and variable life.

Best Life Insurance Companies in United States Because of it’s strong financial capability, New York Life Insurance has received extremely high rating ranging from:

  • An A++ from A.M. Best
  • AA+ from Standard & Poor’s
  • AAA from Fitch
  • Aaa from Moody’s Investor Services.

Voya Financial

With approximately $519 billion in total assets under management, they are considered to be one of the top five retirement plan providers based on the number of plans, participants, and assets. They provides a wide range of coverage, including term life, universal life, indexed universal life, variable universal life, and survivorship policies.

Best Life Insurance Companies in United States Voya Financial is yet another best life insurance companies in United States which serves about 13 million individual and business customers U.S. They have also received a very high marks from insurance ratings agencies. These consist of: an A from A.M. Best, an A- from Fitch, an A3 from Moody’s, and an A- from Standard & Poor’s.