Cheapest Car Insurance Companies in Florida – Florida Farm Bureau Insurance

When it comes to AUTO insurance, choosing the right auto insurance is sometimes very complicated. To get the Cheapest Car Insurance Companies in Florida is not that easy, because their are number of different companies available to drivers in Florida.

According to reports from ValuePenguin, car insurance rates differs from company to company, even in the same city. For instance, in Jacksonville, FL, one year’s premium at the most expensive company could have paid for almost seven years at the cheapest insurer.

Cheapest Car Insurance Companies in Florida

ValuePenguin reviewed auto insurance quotes from some of the largest companies using three policyholder scenarios as a benchmark: a family of four, a married senior couple, and a single 25 year old female across multiple counties.

Cheapest Car Insurance Companies in FloridaBased on the rate analysis, the Florida Farm Bureau Insurance Company is the #1 in the Cheapest Car Insurance Companies in Florida. Followed by United Service Automobile Association (USAA), and GEICO. These company make up the top three cheap car insurance companies in Florida.

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Below are the top 18 car insurance companies with the best rates in the Florida State. It’s shown in the order from lowest to highest annual insurance rate.

RankAuto Insurance CompanyAnnual Premium
1Florida Farm Bureau Insurance$381
2USSA$600
3GEICO$605
4Travelers$640
5State Farm$646
6Auto-Owners$657
7Safeco$809
8MetLife$809
9Bristol West$829
1021st Century$877
11Progressive$1,077
12Esurance$1,123
13Allstate$1,250
14Direct General$1,336
15Ocean Harbor/ Pearl Holding Group$1,723
16Infinity Auto1,811
17Windheaven Insurance$2, 313
18United Automobile$2,958

Auto Insurance Coverage Requirements in Florida

Below are the minimum insurance coverage you should have on your car:

  • $10,000 of personal injury protection (PIP)
  • $10,000 property damage liability (PDL).

For bodily injury and uninsured motorist coverage come standard and recommended with your policy by insurers, but they are rejectable.

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